Complete Spiritual Guide for Indian Women Abroad

Diwali 2025: Monday, October 20, 2025

Living thousands of miles away from home, NRI women face unique challenges – balancing careers, managing homes in foreign lands, raising children with Indian values, maintaining relationships, and staying connected to roots. This comprehensive Diwali guide provides powerful mantras specifically for women living abroad, addressing every aspect of your life.

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Why Diwali Mantras are Essential for NRI Women

As an NRI woman, whether you’re a homemaker, working professional, student, or entrepreneur, these mantras will help you:

✓ Find inner strength and confidence in foreign lands ✓ Achieve career success and financial independence ✓ Maintain harmonious family relationships ✓ Raise culturally-grounded children abroad ✓ Attract prosperity and abundance to your household ✓ Overcome homesickness and loneliness ✓ Ensure health and wellbeing for entire family ✓ Build strong community connections ✓ Navigate cultural challenges with grace ✓ Stay spiritually connected to Indian heritage

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PART 1: GODDESS LAKSHMI MANTRAS FOR PROSPERITY

1. Maha Lakshmi Mantra (Primary Wealth Mantra)

Sanskrit: ॐ श्रीं ह्रीं श्रीं कमले कमलालये प्रसीद प्रसीद श्रीं ह्रीं श्रीं ॐ महालक्ष्म्यै नमः

Transliteration: Om Shreem Hreem Shreem Kamale Kamalaalaye Praseed Praseed Shreem Hreem Shreem Om Mahalakshmyai Namah

Pronunciation Guide for English Speakers:

• Om = “Ohm” (like home without ‘h’)
• Shreem = “Shreem” (rhymes with dream)
• Hreem = “Hreem” (soft h, like exhaling)
• Kamale = “Kuh-muh-lay”
• Kamalaalaye = “Kuh-muh-laa-luh-yay”
• Praseed = “Pruh-seed”
• Mahalakshmyai = “Muh-haa-luck-shmee-yay”
• Namah = “Nuh-muh-haa”

Benefits for NRI Women:

• Attracts financial prosperity to your household abroad
• Helps working women achieve career success and salary growth
• Brings abundance for stay-at-home moms managing household
• Assists in property ownership and wealth accumulation
• Ensures children’s financial security and education funding
• Removes financial stress and money worries
• Attracts opportunities for family business or entrepreneurship

How to Chant:

• Daily Practice: Chant 108 times every morning after shower
• On Fridays: Special Lakshmi day – chant 108 times with diya
• During Diwali: Chant 108 times during Lakshmi Puja
• For Specific Needs: 40-day continuous practice for major financial goals

Special for Homemakers: This mantra brings prosperity even if you don’t work outside. The wealth flows through your husband’s income, investments, and household abundance.

For Working Women: Chant before important meetings, interviews, or salary negotiations for confident success.

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2. Lakshmi Gayatri Mantra (Wisdom + Wealth)

Sanskrit: ॐ महालक्ष्म्यै च विद्महे विष्णु पत्न्यै च धीमहि तन्नो लक्ष्मी प्रचोदयात्

Transliteration: Om Mahalakshmyai Cha Vidmahe Vishnu Patnyai Cha Dhimahi Tanno Lakshmi Prachodayat

Pronunciation:

• Mahalakshmyai = “Muh-haa-luck-shmee-yay”
• Cha = “Chuh”
• Vidmahe = “Veed-muh-hay”
• Vishnu = “Vish-noo”
• Patnyai = “Put-nyay”
• Dhimahi = “Dhee-muh-hee”
• Tanno = “Tun-no”
• Prachodayat = “Pruh-cho-duh-yaht”

Benefits:

• Grants wisdom in financial decisions and household management
• Helps make smart choices about children’s education
• Guides in property purchase and investment decisions
• Brings clarity in career vs. family balance
• Assists in budget planning and saving strategies
• Helps in choosing right schools, neighborhoods
• Provides intelligence in managing money across currencies

Perfect For:

• Women managing household finances
• Making major life decisions
• Planning children’s future
• Investing in property or stocks
• Balancing work and family

Chanting Method:

• Chant 108 times daily for 21 days when facing important decisions
• Include in weekly Friday Lakshmi puja
• Teach to daughters for their wisdom and prosperity

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3. Griha Lakshmi Mantra (Home Prosperity)

Sanskrit: ॐ गृह लक्ष्म्यै नमोऽस्तुते

Transliteration: Om Griha Lakshmyai Namo’stute

Extended Home Blessing: या गृहे गृहलक्ष्मीश्च या सदा पद्मवासिनी तत्पादोदकं यच्च शिरसा धारयाम्यहम्

Meaning: “Salutations to Goddess Lakshmi who resides in homes and brings household prosperity”

Benefits for NRI Women:

• Fills your apartment/house with positive energy
• Creates harmonious atmosphere in foreign home
• Makes your space feel like ‘home’ despite being abroad
• Attracts guests and creates warm hospitality
• Ensures children feel secure and happy at home
• Brings peace between family members
• Makes your house the gathering place for community

How to Use:

• Chant while lighting evening diya in kitchen
• Recite while cooking meals for family
• Chant during house cleaning on weekends
• Use during home decoration for festivals
• Teach children to respect home as sacred space

Special Ritual:

• Every Friday evening, light diya in kitchen
• Chant this mantra 21 times
• Thank Lakshmi for providing for family
• Sprinkle rose water mixed with turmeric in corners

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4. Dhana Lakshmi Mantra (Wealth Attraction)

Sanskrit: ॐ श्रीं ह्रीं क्लीं त्रिभुवन महालक्ष्म्यै अस्मांक दारिद्र्य नाशय प्रचुर धन देहि देहि क्लीं ह्रीं श्रीं ॐ

Transliteration: Om Shreem Hreem Kleem Tribhuvana Mahalakshmyai Asmakam Daridra Nashaya Prachura Dhana Dehi Dehi Kleem Hreem Shreem Om

Meaning: “O Goddess of Three Worlds, destroy our poverty and grant abundant wealth”

Benefits:

• Removes financial struggles and debt
• Brings unexpected money and windfalls
• Helps husband’s career growth and income
• Attracts business opportunities
• Assists in receiving inheritance or gifts
• Helps in property appreciation
• Ensures never facing money shortage

When to Chant:

• During financial difficulties
• When planning major purchases
• Before loan applications
• On new moon days (Amavasya)
• During Diwali with special intensity

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PART 2: GODDESS DURGA MANTRAS FOR STRENGTH & PROTECTION

5. Durga Beej Mantra (Core Strength)

Sanskrit: ॐ दुं दुर्गायै नमः

Transliteration: Om Dum Durgayai Namaha

Pronunciation:

• Om = “Ohm”
• Dum = “Doom”
• Durgayai = “Dur-gaa-yay”
• Namaha = “Nuh-muh-haa”

Benefits for NRI Women:

• Provides inner strength to face challenges abroad
• Protects from negative people and energies
• Gives courage to stand up for yourself
• Shields from workplace discrimination or harassment
• Protects children from bullying and harm
• Removes fear and anxiety about living far from family
• Provides warrior strength when needed

Perfect For:

• Women facing difficult situations at work
• Dealing with challenging relationships
• Overcoming cultural adjustment stress
• Protecting family from negativity
• Building confidence in foreign environment
• Standing up against injustice

How to Chant:

• Daily Protection: Chant 21 times every morning
• In Crisis: Chant 108 times continuously
• For Children: Chant 11 times imagining protection around them
• On Diwali: Chant 108 times for year-round protection

Success Stories: Many NRI women report overcoming workplace issues, protecting families, and finding inner strength through this powerful mantra.

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6. Durga Saptashati Mantra (Complete Protection)

Sanskrit: सर्व मङ्गल माङ्गल्ये शिवे सर्वार्थ साधिके शरण्ये त्र्यम्बके गौरि नारायणि नमोऽस्तु ते

Transliteration: Sarva Mangala Mangalye Shive Sarvartha Sadhike Sharanye Tryambake Gauri Narayani Namostute

Pronunciation:

• Sarva = “Sur-vuh”
• Mangala = “Mun-guh-luh”
• Mangalye = “Mun-gul-yay”
• Shive = “Shee-vay”
• Sarvartha = “Sur-vaar-thuh”
• Sadhike = “Saa-dhee-kay”
• Sharanye = “Shuh-run-yay”
• Tryambake = “Tree-um-buh-kay”
• Gauri = “Gau-ree”
• Narayani = “Naa-raa-yuh-nee”
• Namostute = “Nuh-mos-too-tay”

Meaning: “O Goddess who is the auspiciousness of all that is auspicious, who accomplishes all objectives, who provides refuge, three-eyed Gauri, Narayani, we bow to you”

Benefits:

• Ensures all auspiciousness in life abroad
• Protects entire family from all dangers
• Removes obstacles in visa/immigration matters
• Guards against accidents during travel
• Protects home from natural disasters
• Shields children in schools and outside
• Creates protective energy field around family

How to Use:

• Chant daily for family protection
• Recite before family travels
• Use during natural disasters or emergencies
• Chant when children are away at college
• Include in daily prayer routine

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7. Durga Kavach (Armor of Protection)

Short Protection Mantra: ॐ जयन्ती मङ्गला काली भद्रकाली कपालिनी दुर्गा क्षमा शिवा धात्री स्वाहा स्वधा नमोऽस्तु ते

Benefits:

• Creates protective shield around you
• Guards against evil eye (buri nazar)
• Protects from jealousy and negative thoughts of others
• Shields from psychic attacks
• Ensures safety in unfamiliar places
• Protects during night shifts or late work hours

Special for Working Women: Chant before leaving for work, especially if feeling unsafe or uncomfortable in any situation.

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PART 3: GODDESS SARASWATI MANTRAS FOR WISDOM & LEARNING

8. Saraswati Vandana (Main Prayer)

Sanskrit: या कुन्देन्दुतुषारहारधवला या शुभ्रवस्त्रावृता या वीणावरदण्डमण्डितकरा या श्वेतपद्मासना या ब्रह्माच्युत शङ्करप्रभृतिभिर्देवैः सदा वन्दिता सा मां पातु सरस्वती भगवती निःशेषजाड्यापहा

Transliteration: Ya Kundendu Tusharahara Dhavala Ya Shubhra Vastraavrita Ya Veena Varadanda Manditakara Ya Shveta Padmasana Ya Brahmaachyuta Shankara Prabhritibhir Devaih Sada Vandita Sa Mam Patu Sarasvati Bhagavati Nihshesha Jadyapaha

Benefits for NRI Women:

• Helps in learning and mastering English/French (Canada)
• Assists in professional certifications and courses
• Improves communication skills in workplace
• Helps children excel in academics abroad
• Enhances creative abilities (art, music, writing)
• Provides wisdom in teaching children Indian culture
• Assists in understanding foreign education systems

Perfect For:

• Students pursuing higher education abroad
• Women learning new languages
• Mothers homeschooling or helping with homework
• Professional women seeking career advancement
• Artists and creative professionals
• Teachers and educators

Chanting Method:

• Chant daily for children’s academic success
• Recite before important exams or presentations
• Use when learning new skills or languages
• Include in Saraswati Puja celebrations
• Teach to children for their success

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9. Saraswati Beej Mantra (Simple yet Powerful)

Sanskrit: ॐ ऐं सरस्वत्यै नमः

Transliteration: Om Aim Saraswatyai Namaha

Pronunciation:

• Om = “Ohm”
• Aim = “Aym” (rhymes with time)
• Saraswatyai = “Suh-rus-wuh-tyay”
• Namaha = “Nuh-muh-haa”

Benefits:

• Quick mantra for daily practice
• Improves memory and concentration
• Helps in decision-making
• Enhances artistic talents
• Assists in public speaking
• Improves writing skills (emails, reports)
• Helps in social communication

Daily Practice:

• Chant 21 times before children leave for school
• Recite 108 times on Thursdays
• Use before important conversations
• Chant during children’s exam periods

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10. Saraswati Gayatri (Knowledge Enhancement)

Sanskrit: ॐ वाग्देव्यै च विद्महे कामराजाय धीमहि तन्नो देवी प्रचोदयात्

Transliteration: Om Vagdevyai Cha Vidmahe Kamarajaya Dhimahi Tanno Devi Prachodayat

Benefits:

• Master communication in foreign language
• Excel in professional presentations
• Improve parent-teacher communications
• Enhance networking abilities
• Better express yourself in meetings
• Build confidence in public speaking

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PART 4: FAMILY HARMONY & RELATIONSHIP MANTRAS

11. Parvati Mantra (Marital Harmony)

Sanskrit: ॐ पार्वत्यै नमः ॐ गौरी गणेश्वर्यै नमः

Transliteration: Om Parvatyai Namaha Om Gauri Ganeshvaryai Namaha

Benefits for NRI Women:

• Maintains harmonious relationship with husband abroad
• Helps in adjusting to living away from extended family
• Creates understanding between partners facing stress
• Balances career and marriage successfully
• Keeps love and romance alive despite busy schedules
• Helps in conflict resolution peacefully
• Strengthens bond during difficult times

How to Chant:

• Chant 21 times every evening after lighting diya
• Include in Monday fasting (if you observe)
• Recite during Teej, Karva Chauth
• Use when facing marital challenges

Special Practice:

• Keep husband’s photo near puja space
• Apply kumkum to Parvati picture
• Offer jasmine flowers (Parvati’s favorite)
• Pray for long, happy married life

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12. Santana Gopala Mantra (Children’s Wellbeing)

Sanskrit: ॐ श्रीं ह्रीं क्लीं ग्लौं देवकीसुत गोविन्द वासुदेव जगत्पते देहि मे तनयं कृष्ण त्वामहं शरणं गतः

Simplified for Daily Use: ॐ देवकीसुत गोविन्द वासुदेव जगत्पते बालकान् रक्ष मे कृष्ण स्वस्थान् कुरु सदैव च

Meaning: “O Krishna, son of Devaki, protector of the universe, protect my children and keep them always healthy and happy”

Benefits:

• Protects children from all harm
• Ensures good health and immunity
• Helps children adjust to foreign culture
• Guards against bullying in schools
• Ensures academic success
• Protects during sports and activities
• Keeps children connected to Indian values

Daily Practice for Mothers:

• Chant 21 times after waking children
• Recite when dropping at school/bus
• Use when children are away at college
• Chant during children’s illness

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13. Family Unity Mantra

Sanskrit: ॐ सह नाववतु सह नौ भुनक्तु सह वीर्यं करवावहै तेजस्वि नावधीतमस्तु मा विद्विषावहै ॐ शान्तिः शान्तिः शान्तिः

Transliteration: Om Saha Naavavatu Saha Nau Bhunaktu Saha Veeryam Karavaavahai Tejasvi Naavadheetamastu Ma Vidvishaavahai Om Shantih Shantih Shantih

Meaning: “May we be protected together, may we be nourished together, may we work together with energy, may our study be enlightening, may we not hate each other”

Benefits:

• Keeps family united despite distance from relatives
• Creates harmony in nuclear family setup abroad
• Helps when grandparents visit from India
• Maintains peace during family disagreements
• Strengthens sibling bonds
• Ensures collaborative household management

Family Practice: Chant together during weekend breakfast or dinner

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PART 5: HEALTH & WELLBEING MANTRAS

14. Maha Mrityunjaya Mantra (Ultimate Protection)

Sanskrit: ॐ त्र्यम्बकं यजामहे सुगन्धिं पुष्टिवर्धनम् उर्वारुकमिव बन्धनान्मृत्योर्मुक्षीय माऽमृतात्

Transliteration: Om Tryambakam Yajamahe Sugandhim Pushtivardhanam Urvarukamiva Bandhanan Mrityor Mukshiya Maamritat

Pronunciation:

• Tryambakam = “Tree-um-buh-kum”
• Yajamahe = “Yuh-jaa-muh-hay”
• Sugandhim = “Soo-gun-dhim”
• Pushtivardhanam = “Poosh-tee-vur-dhuh-num”
• Urvarukamiva = “Oor-vaa-roo-kuh-mee-vuh”
• Bandhanan = “Bun-dhuh-naan”
• Mrityor = “Mrit-yor”
• Mukshiya = “Mook-shee-yuh”
• Maamritat = “Maam-ri-taat”

Benefits for NRI Women:

• Protects entire family’s health abroad
• Critical when living far from extended family support
• Helps during pregnancy and childbirth away from mother
• Shields from serious diseases and accidents
• Assists in navigating foreign healthcare systems
• Provides healing energy during illnesses
• Ensures recovery from surgeries
• Protects aging parents back in India

When to Chant:

• Daily: 108 times for family health maintenance
• During Illness: Continuous chanting until recovery
• Before Surgeries: 108 times daily for 7 days before and after
• For Parents in India: Chant with their photo, send healing energy
• During Pregnancy: Daily protection for mother and baby
• On Diwali: 108 times for year-round health

Critical for NRI Women: Without family support system nearby, this mantra becomes your spiritual insurance policy.

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15. Dhanvantari Mantra (God of Health)

Sanskrit: ॐ नमो भगवते वासुदेवाय धन्वन्तरये अमृतकलश हस्ताय सर्वामय विनाशनाय त्रैलोक्यनाथाय श्री महाविष्णवे नमः

Transliteration: Om Namo Bhagavate Vasudevaya Dhanvantaraye Amritakalasha Hastaya Sarvamaya Vinashanaya Trailokyanaathaya Sri Mahavishnave Namah

Benefits:

• Helps find good doctors and hospitals
• Guides in medical decisions
• Assists in health insurance matters
• Ensures successful medical treatments
• Protects from medical errors
• Helps in chronic disease management
• Brings healing herbs and medicines

Special Use:

• Chant on Dhanteras (Oct 18, 2025)
• Recite before doctor appointments
• Use when family members are ill
• Chant for elderly parents’ health

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16. Mental Peace & Stress Relief Mantra

Sanskrit: ॐ शान्ति शान्ति शान्तिः

Extended Peace Mantra: ॐ द्यौः शान्तिरन्तरिक्षं शान्तिः पृथिवी शान्तिरापः शान्तिरोषधयः शान्तिः वनस्पतयः शान्तिर्विश्वे देवाः शान्तिर्ब्रह्म शान्तिः सर्वं शान्तिः शान्तिरेव शान्तिः सा मा शान्तिरेधि

Meaning: “Peace in heaven, peace in the sky, peace on earth, peace in waters, peace in plants, peace in trees, peace among divine powers, peace in ultimate reality, peace everywhere, peace in peace itself—may that peace come to me”

Benefits for NRI Women:

• Reduces anxiety and depression from isolation
• Helps overcome homesickness
• Calms mind during stressful work situations
• Provides peace when missing family
• Helps during cultural adjustment stress
• Reduces worry about children’s future
• Brings mental clarity for decision-making

Daily Practice:

• Chant 21 times during morning meditation
• Recite before sleeping for peaceful rest
• Use during overwhelming moments
• Chant when feeling lonely or sad

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PART 6: CAREER SUCCESS & PROFESSIONAL GROWTH MANTRAS

17. Professional Success Mantra Combination

For Working Women:

Ganesha (Obstacle Removal): ॐ गं गणपतये नमः Om Gam Ganapataye Namaha (Chant 21 times before leaving for work)

Lakshmi (Career Prosperity): ॐ श्रीं महालक्ष्म्यै नमः Om Shreem Mahalakshmiyei Namaha (Chant 21 times for salary and promotions)

Saraswati (Professional Skills): ॐ ऐं सरस्वत्यै नमः Om Aim Saraswatyai Namaha (Chant 21 times for knowledge and communication)

Combined Daily Practice: 63 repetitions (5 minutes)

Benefits:

• Success in job interviews
• Promotions and salary increases
• Smooth workplace relationships
• Excellence in presentations
• Recognition and appreciation
• Work visa and permit approvals
• Career growth and advancement

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18. Salary Negotiation Mantra

7-Day Practice Before Negotiation:

Hanuman Mantra (Courage): ॐ हं हनुमते नमः Om Ham Hanumate Namaha (108 times daily for confidence)

Lakshmi Mantra (Prosperity): ॐ श्रीं ह्रीं क्लीं महालक्ष्म्यै नमः Om Shreem Hreem Kleem Mahalakshmyai Namaha (108 times daily for desired salary)

On Negotiation Day:

• Wear auspicious colors (yellow, red, or gold)
• Chant 21 times each mantra in morning
• Visualize successful outcome
• Enter with confidence and clarity

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19. Business Success Mantra (For Entrepreneurs)

For NRI Women Starting Businesses:

Lakshmi-Ganesha Combined: ॐ श्रीं ह्रीं क्लीं ग्लौं गं गणपतये वर वरद सर्वजनं मे वशमानय स्वाहा

Benefits:

• Successful business launch
• Attracting customers and clients
• Smooth operations and growth
• Financial stability in business
• Innovation and creative ideas
• Networking and partnerships

Daily Practice: 108 times at business location or home office

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PART 7: SPECIAL MANTRAS FOR DIFFERENT LIFE STAGES

20. For Single NRI Women (Students/Professionals)

Independence & Safety Mantra:

Durga Protection: ॐ दुं दुर्गायै नमः (Daily protection living alone)

Lakshmi Prosperity: ॐ श्रीं महालक्ष्म्यै नमः (Financial independence)

Saraswati Knowledge: ॐ ऐं सरस्वत्यै नमः (Career and learning success)

Daily Routine: 21 times each (3 minutes total)

Benefits:

• Safety living alone in foreign country
• Financial independence and savings
• Career success and promotions
• Good decision-making abilities
• Protection from negative situations
• Building strong friend circle

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21. For Married Women (Homemakers)

Complete Household Management Mantra:

Annapurna Mantra (Food & Nourishment): ॐ अन्नपूर्णे सदापूर्णे शङ्करप्राणवल्लभे ज्ञानवैराग्य सिद्ध्यर्थं भिक्षां देहि च पार्वति

Om Annapurne Sadapurne Shankarapranaavallabhe Jnanavairagya Siddhyartham Bhiksham Dehi Cha Parvati

Benefits:

• Ensures family never lacks food
• Provides nourishment and health
• Helps in cooking delicious meals
• Manages grocery budget efficiently
• Creates loving family meals
• Blessing for feeding family well

Griha Lakshmi (Home Prosperity): ॐ गृह लक्ष्म्यै नमः (Home fills with abundance)

Daily Practice: Chant while cooking breakfast or dinner

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22. For Working Mothers (Balancing Act)

Balance & Energy Mantra:

Durga Shakti (Strength): ॐ दुं दुर्गायै नमः (Energy for managing work and home)

Saraswati (Wisdom): ॐ ऐं सरस्वत्यै नमः (Smart time management)

Lakshmi (Success): ॐ श्रीं महालक्ष्म्यै नमः (Career and financial growth)

Daily Practice: 15 minutes early morning before family wakes up

Benefits:

• Manage work and childcare successfully
• Never feel guilty about working
• Excel in both roles
• Maintain health despite busy schedule
• Raise happy, well-adjusted children
• Advance in career while being present mom

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23. For Pregnant NRI Women (Away from Mother)

Pregnancy Protection Mantra:

Santana Gopala (Baby Protection): ॐ देवकीसुत गोविन्द वासुदेव जगत्पते देहि मे तनयं कृष्ण सर्वलक्षणसंयुतम्

Om Devaakeesuuta Govinda Vaasudeva Jagatpate Dehi Me Tanayam Krishna Sarvalakshanasanyutam

Meaning: “O Krishna, grant me a child with all auspicious qualities”

Maha Mrityunjaya (Health): ॐ त्र्यम्बकं यजामहे… (For safe pregnancy and delivery)

Benefits:

• Healthy pregnancy without complications
• Safe delivery in foreign hospital
• Healthy, beautiful baby
• Quick recovery postpartum
• Protection from pregnancy-related issues
• Strength despite being away from mother/family

Daily Practice:

• Chant 108 times each mantra
• Visualize healthy baby
• Stay positive and calm
• Connect with divine motherhood

Post-Delivery: Continue for baby’s health and development

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24. For NRI Women with Elderly Parents in India

Long-Distance Care Mantra:

Maha Mrityunjaya (Parents’ Health): ॐ त्र्यम्बकं यजामहे सुगन्धिं पुष्टिवर्धनम् उर्वारुकमिव बन्धनान्मृत्योर्मुक्षीय माऽमृतात्

How to Practice:

• Keep parents’ photos on your altar
• Light diya daily for their health
• Chant 108 times thinking of them
• Send healing energy across miles
• Call them after chanting
• Perform puja on their birthdays remotely

Benefits:

• Ensures parents’ good health in India
• Protects them from serious illnesses
• Gives you peace of mind despite distance
• Creates spiritual connection across continents
• Helps them feel your love and care
• Assists in their longevity and wellbeing

Additional Practice: On Saturdays, donate to elderly or feed brahmins in parents’ name

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PART 8: OVERCOMING HOMESICKNESS & LONELINESS MANTRAS

25. Connection to Divine Mother Mantra

Sanskrit: त्वमेव माता च पिता त्वमेव त्वमेव बन्धुश्च सखा त्वमेव त्वमेव विद्या द्रविणं त्वमेव त्वमेव सर्वं मम देव देव

Transliteration: Tvameva Mata Cha Pita Tvameva Tvameva Bandhuscha Sakha Tvameva Tvameva Vidya Dravinam Tvameva Tvameva Sarvam Mama Deva Deva

Meaning: “You alone are my mother, you alone are my father, you alone are my relative and friend, you alone are knowledge and wealth, you are everything to me, O God of Gods”

Benefits for Lonely NRI Women:

• Feels divine presence when alone
• Reduces feeling of isolation
• Provides emotional support
• Replaces family support with divine connection
• Brings comfort during festivals away from home
• Helps during difficult times
• Creates sense of belonging

When to Chant:

• When feeling intensely homesick
• During festivals celebrated alone
• When missing mother/family
• During emotional low moments
• Before sleeping when feeling lonely

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26. Emotional Healing Mantra

Sanskrit: ॐ नमो भगवते वासुदेवाय

Transliteration: Om Namo Bhagavate Vasudevaya

Benefits:

• Heals emotional wounds
• Provides inner peace
• Reduces anxiety and worry
• Brings hope and positivity
• Strengthens emotional resilience
• Helps accept life in foreign land

Daily Practice: 108 times during morning meditation, especially during first year abroad

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PART 9: CHILDREN’S UPBRINGING MANTRAS

27. Raising Culturally-Grounded Children Mantra

Gayatri Mantra (Teaching Children): ॐ भूर्भुवः स्वः तत्सवितुर्वरेण्यं भर्गो देवस्य धीमहि धियो यो नः प्रचोदयात्

Transliteration: Om Bhur Bhuvah Swah Tat Savitur Varenyam Bhargo Devasya Dhimahi Dhiyo Yo Nah Prachodayat

For NRI Mothers:

• Teach this mantra to children from age 5
• Make it morning routine before school
• Explain meaning in simple terms
• Connect them to Indian spiritual heritage
• Creates daily spiritual discipline
• Helps children maintain Indian identity

Benefits for Children Born Abroad:

• Stay connected to Indian culture
• Develop spiritual foundation
• Understand their heritage
• Balance Eastern and Western values
• Build strong character
• Excel academically and spiritually

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28. Children’s Protection During School

Quick Morning Mantra for Kids:

For Younger Children (Age 5-12): ॐ गं गणपतये नमः (3 times) ॐ नमो भगवते वासुदेवाय (3 times)

For Teenagers (Age 13-18): ॐ गं गणपतये नमः (11 times) ॐ ऐं सरस्वत्यै नमः (11 times)

Mother’s Practice:

• Chant after they leave for school
• Send protective energy
• Visualize them safe and happy
• Pray for their wellbeing

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PART 10: COMPLETE DIWALI PUJA FOR NRI WOMEN

Step-by-Step 45-Minute Diwali Puja (October 20, 2025)

Time Zones for Lakshmi Puja:

• USA East Coast (EST): 6:30-8:00 PM
• USA West Coast (PST): 3:30-5:00 PM
• Canada (Toronto): 6:30-8:00 PM
• UK (London): 11:30 PM-1:00 AM (or 6-8 PM for convenience)

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Puja Setup (15 minutes before)

Items Needed:

• Small Lakshmi idol or picture
• Ganesha idol or picture
• Fresh flowers (or artificial)
• Diyas or tea candles (5-7)
• Incense sticks
• Fruits (apple, banana, grapes)
• Indian sweets (or homemade)
• Small bowl of water
• Kumkum (red vermillion)
• Turmeric powder
• Rice grains
• Small bell (if available)
• Clean cloth for altar
• Your jewelry (place for blessing)
• Checkbook/bank cards (for prosperity blessing)
• Children’s school items (for Saraswati blessing)

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Complete Puja Sequence

STEP 1: Preparation (5 minutes)

• Shower and wear fresh Indian clothes (saree/salwar/suit)
• Clean puja area/altar
• Arrange deities, flowers, offerings
• Light incense
• Ring bell (if available)
• Calm your mind, focus on devotion

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STEP 2: Ganesh Puja (5 minutes)

Start with obstacle remover

1. Light first diya for Ganesha
2. Apply kumkum and turmeric to Ganesha
3. Offer flowers
4. Offer sweets (modak if available)

Chant:

• ॐ गं गणपतये नमः (21 times)
• वक्रतुण्ड महाकाय सूर्यकोटि समप्रभ निर्विघ्नं कुरु मे देव सर्वकार्येषु सर्वदा (3 times)

Prayer: “Lord Ganesha, bless my home, family, and all endeavors. Remove obstacles from our life in this foreign land.”

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STEP 3: Lakshmi Puja (20 minutes)

Main puja for prosperity

1. Light 5 diyas around Lakshmi
2. Place your jewelry, checkbook nearby
3. Apply kumkum and turmeric to Lakshmi
4. Offer fresh flowers (red/pink roses ideal)
5. Offer fruits and sweets
6. Offer water in small bowl

Chanting Sequence:

Invocation: ॐ श्रीं ह्रीं श्रीं कमले कमलालये प्रसीद प्रसीद श्रीं ह्रीं श्रीं ॐ महालक्ष्म्यै नमः (108 times – use mala beads)

Lakshmi Gayatri: ॐ महालक्ष्म्यै च विद्महे विष्णु पत्न्यै च धीमहि तन्नो लक्ष्मी प्रचोदयात् (21 times)

Griha Lakshmi: ॐ गृह लक्ष्म्यै नमः (21 times)

Personal Prayers (in your own words):

• “Goddess Lakshmi, bless our home with abundance”
• “Grant prosperity to our family”
• “Help us buy our own house”
• “Ensure children’s bright future”
• “Bring success to husband’s career”
• “Keep us financially secure always”
• “Bless the family we left in India”

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STEP 4: Saraswati Puja (5 minutes)

For children and knowledge

1. Place children’s books, your work laptop nearby
2. Offer white flowers
3. Apply kumkum to Saraswati

Chant: ॐ ऐं सरस्वत्यै नमः (21 times)

Prayer: “Goddess Saraswati, bless our children with wisdom, help them excel in studies, keep them connected to Indian culture and values.”

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STEP 5: Aarti (5 minutes)

Lakshmi Aarti (play recording or sing): Om Jai Lakshmi Mata, Maiyya Jai Lakshmi Mata…

• Wave diya in circular clockwise motion
• Ring bell throughout
• Family members can join
• Feel the divine presence

After Aarti:

• Touch feet of elders (if present or visualize)
• Seek blessings from deities
• Distribute prasad to family
• Share with neighbors if comfortable

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STEP 6: Diya Lighting Ceremony (5 minutes)

Light Diyas Throughout Home:

• Main entrance (welcome Lakshmi)
• Kitchen (Annapurna’s place)
• Living room (family gathering)
• Children’s rooms (protection)
• Home office/study (prosperity)
• Balcony/windows (light to the world)

Chant While Lighting: ॐ श्रीं महालक्ष्म्यै नमः (at each location)

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Post-Puja Activities

Immediately After:

1. Take family photo in front of altar
2. Video call parents/family in India
3. Share Diwali greetings
4. Light sparklers with kids (if allowed)
5. Enjoy special Diwali dinner
6. Distribute gifts to children
7. Count blessings and express gratitude

Evening Activities:

• Play Diwali songs/bhajans
• Watch Ramayana clips with children
• Tell Diwali stories
• Make rangoli together
• Eat traditional sweets
• Light candles/diyas throughout evening
• Keep at least one diya burning all night

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PART 11: WEEKLY MANTRA SCHEDULE FOR NRI WOMEN

Monday (Lord Shiva/Family Harmony)

Morning (5 minutes):

• ॐ नमः शिवाय (21 times)
• Pray for husband’s success and family peace

Benefits: Harmonious relationships, husband’s career growth, family unity

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Tuesday (Hanuman/Strength & Protection)

Morning (10 minutes):

• ॐ हं हनुमते नमः (108 times)
• Or read Hanuman Chalisa

Benefits: Physical strength, courage, protection from enemies, energy for busy day

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Wednesday (Vitthala/Prosperity)

Morning (5 minutes):

• ॐ नमो भगवते वासुदेवाय (21 times)

Benefits: Overall wellbeing, prosperity, spiritual connection

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Thursday (Guru/Wisdom & Children)

Morning (10 minutes):

• ॐ गुरवे नमः (21 times)
• ॐ बृहस्पतये नमः (21 times)

Benefits: Wisdom in decisions, children’s education success, guidance in life

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Friday (Lakshmi/Wealth & Beauty) – MOST IMPORTANT

Special Friday Practice (20 minutes):

Morning:

• Wear yellow or red clothes
• Light diya in kitchen
• ॐ श्रीं महालक्ष्म्यै नमः (108 times)
• Prepare special food offering

Evening:

• Light diyas in home
• Perform mini Lakshmi puja
• Chant Lakshmi Gayatri (21 times)
• Offer flowers and sweets

Benefits: Maximum wealth attraction, beauty enhancement, prosperity growth, marital harmony

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Saturday (Hanuman/Shani Protection)

Morning (15 minutes):

• ॐ हं हनुमते नमः (108 times)
• Read Hanuman Chalisa
• Donate to poor/needy

Benefits: Protection from negative influences, courage, removal of obstacles, karmic relief

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Sunday (Surya/Health & Success)

Morning (10 minutes):

• Surya Namaskar (Sun Salutation – 12 rounds)
• ॐ सूर्याय नमः (21 times)
• Family prayer time

Benefits: Health, vitality, success, family bonding, energy for the week

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PART 12: MANTRA APPS & RESOURCES FOR NRI WOMEN

Recommended Apps

For Mantra Practice:

1. “Mantra Meditation” – Audio pronunciations
2. “Hindu Calendar” – Puja timings, festivals
3. “Mala Counter” – Digital bead counting
4. “Bhakti” – Devotional songs and mantras
5. “Sanskrit Dictionary” – Understand meanings

For Community:

1. WhatsApp Groups – Local Indian women’s groups
2. Meetup – Find Diwali celebrations nearby
3. Indian Community Centers – Connect locally

YouTube Channels:

• Lakshmi mantra pronunciation
• Diwali puja tutorials for beginners
• Indian cooking channels
• Sanskrit learning

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PART 13: CREATING DIWALI TRADITIONS IN FOREIGN LANDS

Building New Family Traditions

For First-Generation NRI Women:

1. Pre-Diwali Preparations (Week Before):
   • Clean home thoroughly (like back home)
   • Shop for Indian groceries and puja items
   • Prepare traditional sweets (or buy from Indian stores)
   • Make rangoli designs (practice with kids)
   • Decorate home with lights and diyas
2. Involve Children:
   • Teach them Diwali story (Ramayana)
   • Help make rangoli
   • Light diyas together
   • Dress in Indian clothes
   • Learn simple mantras
   • Cook traditional foods together
3. Host Diwali Party:
   • Invite other Indian families
   • Potluck traditional dishes
   • Group puja or aarti
   • Games for children
   • Cultural program (songs, dance)
   • Build community bonds
4. Connect with India:
   • Video call during puja time
   • Share photos immediately
   • Send Diwali gifts online
   • Coordinate puja timing
   • Feel spiritually connected

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PART 14: DEALING WITH CULTURAL CHALLENGES

Mantra for Cultural Balance

For Children Confused About Identity:

Daily Family Mantra: ॐ सह नाववतु (Unity mantra) Teach children to appreciate both cultures

Mother’s Practice:

• Share Indian stories regularly
• Celebrate all Indian festivals
• Speak native language at home
• Cook traditional foods
• Maintain altar in home
• Visit India regularly if possible
• Connect with Indian community

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Maintaining Indian Identity

Daily Practices:

1. Morning mantra session (5 minutes)
2. Speak Hindi/regional language at home
3. Indian music/bhajans in background
4. Traditional clothes on weekends
5. Indian food majority of time
6. Teach children about culture
7. Celebrate all festivals

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PART 15: SPECIAL SITUATION MANTRAS

28. Visa/Immigration Success for Family

For Green Card/Citizenship Applications:

40-Day Practice:

• ॐ गं गणपतये नमः (108 times daily)
• ॐ नमो भगवते वासुदेवाय (108 times daily)

On Interview Day:

• Wear auspicious colors (yellow/red/green)
• Apply kumkum before leaving
• Chant 21 times each mantra
• Carry small Ganesha in purse
• Stay confident and truthful

Success Rate: Many families report approvals after sincere practice

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29. Finding Good Schools for Children

School Search Mantra:

Saraswati for Right Choice: ॐ ऐं सरस्वत्यै नमः (108 times daily while researching schools)

Ganesha for Admission: ॐ गं गणपतये नमः (108 times daily during application process)

Practice:

• Visit schools on auspicious days (Tuesday, Thursday, Friday)
• Pray before school tours
• Trust your intuition
• Choose what feels right for your child

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30. Dealing with Workplace Discrimination

Protection & Justice Mantra:

Durga for Protection: ॐ दुं दुर्गायै नमः (108 times daily)

Hanuman for Courage: ॐ हं हनुमते नमः (108 times daily)

Additional Actions:

• Document all incidents
• Report to HR if needed
• Consult legal help if necessary
• Stand up for yourself
• Don’t tolerate injustice
• Spiritual practice gives inner strength

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31. Making Indian Friends & Community

Social Connection Mantra:

Krishna for Friendship: ॐ नमो भगवते वासुदेवाय (Daily practice)

Practical Steps:

• Join Indian women’s groups
• Attend temple/cultural center events
• Participate in festival celebrations
• Join Indian cooking/yoga classes
• Connect through children’s activities
• Use social media groups (Facebook, WhatsApp)
• Host small gatherings at home

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PART 16: FESTIVALS MANTRAS FOR NRI WOMEN

Karwa Chauth (For Married Women)

Fasting Mantra: ॐ पार्वत्यै नमः ॐ शिवाय नमः

Moon Sighting Prayer: चन्द्रमा मम प्रियतमस्य दीर्घायुः देहि (Grant long life to my beloved)

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Navratri (Nine Nights Goddess Worship)

Daily Navratri Mantra: ॐ ऐं ह्रीं क्लीं चामुण्डायै विच्चे

Practice: Fast and worship for 9 days, powerful for wishes

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Varalakshmi Vratam (Friday Before Shravan Purnima)

Special Women’s Wealth Festival: ॐ श्रीं ह्रीं क्लीं महालक्ष्म्यै नमः (108 times)

Perform elaborate puja, fast, pray for family prosperity

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PART 17: EMERGENCY & CRISIS MANTRAS

Medical Emergency

Immediate Chanting: ॐ त्र्यम्बकं यजामहे… (Maha Mrityunjaya – continuous) ॐ नमो नारायणाय (continuous)

Stay calm, call 911, continue chanting mentally

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Financial Crisis

Daily Practice Until Resolution:

• ॐ श्रीं महालक्ष्म्यै नमः (108 times, 3x daily)
• ॐ यक्षाय कुबेराय वैश्रवणाय (108 times daily)
• Cut unnecessary expenses
• Seek financial advice
• Trust in divine support

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Marriage/Relationship Crisis

Healing Practice:

• ॐ पार्वत्यै नमः (108 times daily)
• ॐ नमः शिवाय (108 times daily)
• Seek counseling if needed
• Communicate openly
• Work on relationship
• Don’t give up easily

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Depression/Mental Health Crisis

Seek Professional Help Immediately Supportive Mantras:

• ॐ शान्तिः शान्तिः शान्तिः (throughout day)
• ॐ नमो भगवते वासुदेवाय (108 times)

Important: Mantras support therapy, not replace it. See doctor/counselor.

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PART 18: MONTHLY SPIRITUAL ROUTINE

New Moon (Amavasya) – Monthly

Lakshmi Worship:

• Deep clean home
• Light 11 diyas in evening
• ॐ श्रीं महालक्ष्म्यै नमः (108 times)
• Offer prayers for prosperity

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Full Moon (Purnima) – Monthly

Satyanarayan Puja or Simple Prayer:

• ॐ नमो भगवते वासुदेवाय (108 times)
• Thank for blessings received
• Donate to charity
• Feed the poor or brahmins

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PART 19: LONG-TERM SPIRITUAL GOALS

Creating Spiritual Foundation Abroad

Daily Non-Negotiables (15 minutes):

1. Morning shower + clean clothes
2. Light diya at home altar
3. Quick mantra session (5 min)
4. Prayer for family (2 min)
5. Gratitude practice (3 min)

Weekly Must-Do (1 hour):

• Friday Lakshmi puja
• Temple visit (if nearby)
• Indian community connection
• Cultural activity with children
• Spiritual reading/learning

Monthly Commitments:

• Celebrate Indian festivals
• Video call family in India
• Donate to charity
• Feed the poor
• Review spiritual progress

Yearly Goals:

• India visit (if possible)
• Major festival celebrations
• Children’s spiritual education
• Community service
• Deepen practice

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CONCLUSION: EMBRACE YOUR JOURNEY

Final Message for NRI Women

Dear Sisters,

Being an NRI woman is both challenging and empowering. You left your motherland, family, and familiar surroundings to build a new life. This takes immense courage and strength. You are not just surviving—you are thriving, growing, and creating a beautiful life.

Remember:

• You are a Shakti (divine feminine power)
• You carry Indian culture in your heart
• Your children will be bridge between two cultures
• Your struggles make you stronger
• Your prayers are heard across oceans
• Divine Mother watches over you always
• You are never truly alone

This Diwali 2025:

• Light diyas in your foreign home
• Chant mantras with full faith
• Connect with your inner goddess
• Celebrate your journey
• Honor your heritage
• Create new traditions
• Build your spiritual sanctuary
• Embrace both worlds

May Goddess Lakshmi bless you with:  Abundant prosperity and wealth  Strength to face all challenges  Happy, healthy family  Beautiful home of your dreams  Successful career or fulfilling homemaking  Inner peace and spiritual growth  Well-adjusted, successful children  Loving relationships  Best of both cultures  Divine protection always

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QUICK DAILY ROUTINE CARD – PRINT & USE

Morning (15 minutes – Before 7 AM):

1. Shower & fresh clothes
2. Light diya at altar
3. ॐ गं गणपतये नमः (21 times)
4. ॐ ऐं सरस्वत्यै नमः (21 times)
5. ॐ श्रीं महालक्ष्म्यै नमः (21 times)
6. Prayer for family
7. Start your day blessed

Evening (5 minutes – Before Dinner):

1. Light diya in kitchen
2. ॐ अन्नपूर्णायै नमः (11 times)
3. Thank for day’s blessings
4. Family meal with gratitude

Friday Special (30 minutes):

• Lakshmi Puja
• Wear auspicious colors
• Special offerings
• 108 mantras
• Weekly prosperity ritual

Diwali 2025: October 20 (Monday):

• Full elaborate puja
• All mantras 108 times
• Family celebration
• Year’s biggest spiritual day

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Jai Maa Lakshmi! Jai Maa Durga! Jai Maa Saraswati!

May all NRI women prosper, find peace, and live fulfilling lives abroad while staying connected to their sacred roots!

Shubh Deepavali 2025! 

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For personalized spiritual guidance, connecting with other NRI women, finding local temples, and comprehensive support for Indian women abroad, visit www.hindutone.com

Share this guide with your sisters, friends, colleagues. Let’s support each other’s spiritual journeys!

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