
Published by NRIGlobe.com | Spirituality | Hindu Festivals | Updated: August 2025
Varalakshmi Vratam, a cherished Hindu festival, holds a special place in the hearts of Non-Resident Indians (NRIs) who seek to honor Goddess Varalakshmi, the divine embodiment of wealth, prosperity, and grace. Celebrated on a Friday before the full moon (Purnima) in the Shravana month, this vratam invokes the blessings of the eight forms of Lakshmi—Ashta Lakshmi, including Dhanya Lakshmi (abundance), Dhana Lakshmi (wealth), and Santana Lakshmi (family prosperity). For NRIs, this sacred day is a bridge to their cultural roots, allowing them to invite divine blessings into their homes, no matter where they reside.
Through fasting, heartfelt puja, and the chanting of powerful mantras, devotees create a spiritual connection with Goddess Varalakshmi, whose grace transforms lives with abundance and serenity.
A Devotional Story of Varalakshmi Vratam
Long ago, in the ancient village of Kundinapuram, lived a pious woman named Charumati. Known for her unwavering devotion to Goddess Lakshmi, she led a simple life filled with love for her family. One night, the goddess appeared in Charumati’s dream, radiant with divine light, seated on a lotus, adorned with gold and jewels. Lakshmi instructed her to observe the Varalakshmi Vratam with devotion to receive boons of wealth, health, and happiness.
Charumati awoke with a heart full of faith. She shared the divine vision with her neighbors, and together, they performed the vratam with utmost sincerity—cleaning their homes, preparing a sacred kalasham, and chanting mantras with love. As they offered fruits, flowers, and sweets, a divine aura enveloped the village. Soon, their homes overflowed with prosperity: crops flourished, debts vanished, and families reunited in harmony.
This sacred tradition of Varalakshmi Vratam spread far and wide, inspiring devotees, including NRIs today, to uphold the vratam with devotion, seeking Goddess Lakshmi’s blessings for abundance and spiritual fulfillment.
Why Chant Mantras on Varalakshmi Vratam?
Mantras are sacred vibrations that resonate with the universe’s divine energy, aligning the devotee’s mind, body, and soul with Goddess Lakshmi’s grace. For NRIs, chanting these mantras during Varalakshmi Vratam not only strengthens their spiritual connection to Indian heritage but also creates a sacred space in their homes abroad, inviting prosperity and peace.
Benefits of Chanting Lakshmi Mantras:
- Attracts wealth, career success, and financial stability for NRIs thriving in global arenas
- Removes obstacles in visas, jobs, or family matters
- Fosters harmony and love in families separated by distance
- Fulfills heartfelt wishes for marriage, children, and prosperity
- Deepens cultural roots and spiritual devotion for NRIs
Most Powerful Mantras to Chant on Varalakshmi Vratam
Here are five potent mantras to invoke Goddess Varalakshmi’s blessings, each resonating with divine energy to uplift NRIs spiritually and materially.
- Varalakshmi Moola Mantra
॥ ॐ श्रीं ह्रीं क्लीं महालक्ष्म्यै नमः ॥
(Om Shreem Hreem Kleem Mahalakshmyai Namah)
This sacred mantra, infused with Lakshmi’s beejaksharas (seed syllables), is a magnet for wealth, success, and divine grace.
How to Chant: Recite 108 times using a lotus seed or rudraksha mala during puja. For NRIs, this is ideal for seeking financial stability abroad.
Tip: Light a ghee lamp to enhance the mantra’s potency.
Keyword Focus: “Lakshmi Moola Mantra”, “Wealth Mantra for NRIs”
- Lakshmi Gayatri Mantra
॥ ॐ महालक्ष्म्यै च विद्महे विष्णुपत्न्यै च धीमहि तन्नो लक्ष्मी प्रचोदयात् ॥
(Om Mahalakshmyai Cha Vidmahe Vishnupatnyai Cha Dheemahi Tanno Lakshmi Prachodayat)
This Vedic mantra invokes wisdom, financial acumen, and family well-being, perfect for NRIs navigating global challenges.
How to Chant: Chant 21 or 108 times during early morning puja or meditation for clarity and prosperity.
Tip: Dedicate this mantra to career growth and family unity.
- Sri Mahalakshmi Ashtottara Shatanamavali (108 Names)
Chanting the 108 names of Goddess Lakshmi is a time-honored tradition that fills the heart with devotion. Key names include:
- Om Kamalayai Namah – The lotus-dwelling goddess
- Om Padmalayai Namah – Seated on a divine lotus
- Om Dharidhrya Nashinyai Namah – Destroyer of poverty
- Om Sarvopadrava Nashinyai Namah – Remover of all obstacles
- Om Shriyai Namah – The embodiment of auspiciousness
How to Chant: Recite with a mala or follow along with a YouTube video for pronunciation.
Download a PDF of 108 Names of Lakshmi on NRIGlobe.com
- Kubera Lakshmi Dhana Mantra
॥ ॐ यक्षाय कुबेराय वैश्रवणाय धनधन्याधिपतये धनधन्य समृद्धिं मे देहि दापय स्वाहा ॥
(Om Yakshaya Kuberaya Vaishravanaya Dhanadhanyadhipataye Dhanadhanya Samriddhim Me Dehi Dapaya Swaha)
This powerful mantra invokes Kubera, the treasurer of gods, and Lakshmi for wealth inflow and savings, ideal for NRIs managing finances abroad.
How to Chant: Recite 21 times daily during the Shravana month, facing north for Kubera’s blessings.
Tip: Offer a small coin or rice grain during chanting to symbolize abundance.
- Varalakshmi Vratam Stotram (Varamahalakshmi Stotra)
This sacred Sanskrit hymn glorifies Goddess Varalakshmi’s eight forms (Ashta Lakshmi), each bestowing unique blessings.
Key Lines:
“Sarva Mangala Mangalye, Vishnu Vaksastha La Sthithe,
Varalakshmi Namastubhyam, Sarva Siddhi Prado Bhava.”
(Translation: O auspicious one, residing in Vishnu’s heart, O Varalakshmi, grant me all success.)
Benefits:
- Grants boons for career aspirations and family well-being
- Protects loved ones, including those in India, from afar
- Elevates spiritual energy for NRIs seeking divine connection
How to Chant: Play or recite this stotram during puja using online audio resources for correct pronunciation.
Tip: Create a serene ambiance with incense and flowers to amplify the hymn’s divine vibrations.
How to Perform Varalakshmi Vratam Puja – A Guide for NRIs
Even miles away from India, NRIs can perform this sacred puja with simple, heartfelt devotion:
- Early Morning Bath & Sankalpam – Begin with a purifying bath and mentally vow to observe the vratam with love and faith.
- Prepare the Kalasham
- Use a silver, brass, or copper pot (available at Indian stores or online) filled with rice, turmeric, coins, and water.
- Decorate with mango leaves (or local greens if unavailable) and a coconut adorned with kumkum.
- Install Goddess Lakshmi Idol or Image – Adorn a small idol or framed picture with flowers, a silk cloth, or jewelry to create a sacred altar.
- Light Deepam & Incense – Light a ghee lamp or candle and burn incense to invoke Lakshmi’s divine presence.
- Offer Naivedyam (Prasad) – Prepare or offer fruits, coconut, kheer, or store-bought Indian sweets like laddoos.
- Chant Mantras – Recite the listed mantras with devotion, concluding with aarti (using a camphor flame) and namaskaram.
- Tie the Vratam Thread (Swarna Charadu) – Tie a sacred yellow or red thread on the right wrist as a symbol of protection and prosperity.
NRI Tip: If traditional items like mango leaves or ghee are unavailable, use local alternatives like basil leaves or olive oil for lamps. Stream devotional music or stotrams online to create a sacred atmosphere.
Final Blessing
This Varalakshmi Vratam, let NRIs across the globe open their hearts to Goddess Lakshmi’s divine abundance. By chanting these sacred mantras and performing the puja with devotion, may you be blessed with Dhana (wealth), Dhanya (abundance), Santana (family harmony), and Samruddhi (prosperity). Let the story of Charumati inspire you to embrace this vratam as a way to stay rooted in your heritage while flourishing abroad.
Stay tuned to NRIGlobe.com for more Vedic chanting guides, festival rituals, and tips for NRIs to celebrate Hindu traditions worldwide.

A Devotional Story of Varalakshmi Vratam






























































































































